Portfolio Planner

●

NIFTY: -- | SENSEX: -- | BANK NIFTY: -- | S&P 500: -- | USD/INR: --

🔔 Notifications (0)

All caught up!

Goal Name

Is Emergency Fund? Is Retirement? Is Recurring?

Years to Goal

Value Today (₹)

Goal Start Date

Goal End Date (Auto)

Inflation (%)

Target Equity %

Enter tenure to see suggestion

Post Tax Equity Return (%)

Post Tax Debt Return (%)

Blended Return (%)

Calculated from Equity & Debt allocation

Yearly SIP Step-up %

Glide Path Strategy

NET EFFECTIVE RETURN 0%

TARGET (FV) ₹0

REQUIRED SIP ₹0

Live Projection

Simulation Controls

CURRENT SIP (₹)

STEP-UP (%)

CURRENT VALUE (₹)

EXP. RETURN (%)

🛡️

Active Glide Path

Calculating risk reduction...

Loading simulation...

Year	Current Path	Required Path	Rebalance

⚠️ PROJECTION NOTE: This calculation uses global return settings and a tenure-based glide path (moving to 100% debt in final 3 years).

📊 Portfolio Overview

TOTAL NET WORTH

● On

₹ 0

Sync: Checking...

Score: --/100 ℹ️

Risk: --

P&L: ₹ 0 (0%) | D: -- | 6M AVG.: --

💡 Click any bar to view details

TOP HOLDINGS PERFORMANCE

Invested vs Present Value with Live P&L

MUTUAL FUNDS

›

₹ 0

DIRECT STOCKS

›

₹ 0

GOVT SCHEMES

›

₹ 0

FD / BONDS

›

₹ 0

🎯 Goal Tracking

⚖️ Portfolio Rebalance Required: ₹0

[+]

Individual goal actions needed to reach target allocations:

Debt Transactions

From:

To:

Scheme

Date

Amount (₹) Notes

Recent History

Date	Scheme	Type	Amount	Act

📊 Mutual Fund Portfolio

🛡️ Psychometric Risk Profiling

Based on standard SEBI advisory frameworks for DIY investors.

I. Financial Capacity

1. What is your current age group?

2. Your primary source of income stability?

3. Percentage of monthly income remaining after expenses?

II. Risk Tolerance (Behavioral)

4. If your portfolio value fell by 20% overnight, what is your reaction?

5. Which statement best describes your investment goal?

6. Past experience with Equity market volatility?

I understand that equity investments carry market risk and this profile is for planning guidance only.

💳 Loan Details

Loan Name

Loan Type

Interest (%)

Start Date

Original Principal (₹)

Tenure (Months)

Monthly EMI (₹)

Rate Change & EMI Restructuring

New Rate (%)

Effective Date

New EMI (Optional)

💰 Savings Simulator

Calculating your current status...

What if I pay extra today?

Record Part Payment

Status Notes

📊 Repayment Schedule

Total Interest Paid

₹ 0

Interest Remaining

₹ 0

Month	Interest	Principal	Balance

💎 Strategic Insights & Command Center

📈 Growth & Performance Trends

Total P&L Trend (%)

Total Asset Value (₹)

📈 MF Performance Comparison

Normalized % growth starting from 0% for easier comparison.

🎯 Goal Progress

Goal	Curr.	Tgt.	SIP

⚖️ Equity vs Debt Ratio

Category	Value	%

🥧 Portfolio Allocation

Asset	Value	%

📈 MF Allocation by Category

Category	Value	%

📊 Stocks by Sector

Sector	Value	%

📈 Stocks by Market Cap

Cap	Value	%

🏛️ Fixed Income by Type

Type	Value	%

-- Years of Freedom

FINANCIAL INDEPENDENCE (FI) NUMBER

₹ --

Based on 25x Annual Expenses

PROGRESS TO FIRE

0% ₹ 0

🏠

ANNUAL EXPENSES

₹ --

🏦

SWR (SAFE WITHDRAWAL RATE)

3.5%

📈

EST. CORPUS AT ZERO

⚙️ Projection Parameters

Withdrawal Multiplier

Post-Retire Return (%)

Post-Retire Inflation (%)

Monthly expenses are pulled from your Settings.

📉 Corpus Longevity Simulation (50 Years)

💹 Budget vs Daily Expense

CALCULATING SURPLUS...

Budget

Expense

History

Yearly

View:

Sort:

📊 Yearly Performance

⬅️ Swipe table to view all months ➡️

🎓 Retirement Planner

Estimate how much you need to maintain your current lifestyle after retirement.

Current Age

Retirement Age

Monthly Expense (Today's Value) ₹

Expected Inflation (%)

Post-Retirement Return (%) ⓘ Info

Life Expectancy

⚙️ Advanced CFP Modeling Settings

Apply Post-Tax Modeling (India Rules)

Retirement Equity %

Income Tax Slab %

Equity LTCG Rate %

Equity STCG Rate %

Apply Cash Buffer (SRR Protect)

Buffer Size (Years)

Buffer Growth %

Estimated Target Corpus

₹ 0

📜 Recent History

Date	Category	INR	Local	Notes	Act

👤 Profile & Settings

👤 User Profile

Full Name:

Email ID:

Mobile Number:

🛡️ Risk Profile

🔐 Login History

⚖️ LEGAL DISCLAIMER

I am not a SEBI Registered Advisor. This is a tracking tool only.

💸 Monthly Budget

Enter your average monthly expenses to calculate your Emergency Runway.

🎂 Your Age

Your age helps in retirement planning and asset allocation logic.

⚖️ Equity vs Debt Logic

Exclude Short-Term Goals (tenure < 3 years) from overall asset allocation metrics.

Exclude short-term goals (< 3Y)

🇮🇳 NRI Investment Settings

Local Currency

Rate (to ₹)

💾 Backup & Restore (XML)

Export your entire portfolio data to an XML file to keep as a backup, or restore it from a previously saved XML file.

💬 Share Feedback

Your suggestions help us improve ST Wealth.

📋 Portfolio Audit

Audit Period

Observations

📜 Audit History

Annual Analysis

Analyze Goal

📊

Select a goal to compare targets vs actuals.

ST WEALTH

🔔 Notifications (0)

📊 Portfolio Overview

🎯 Goal Tracking

⚖️ Portfolio Rebalance Required: ₹0

📊 Mutual Fund Portfolio

💎 Strategic Insights & Command Center

📈 Growth & Performance Trends

📈 MF Performance Comparison

📅 Daily Snapshot Log

🎯 Goal Progress

⚖️ Equity vs Debt Ratio

🥧 Portfolio Allocation

📈 MF Allocation by Category

📊 Stocks by Sector

📈 Stocks by Market Cap

🏛️ Fixed Income by Type

⚙️ Projection Parameters

📉 Corpus Longevity Simulation (50 Years)

🛡️ Bucket Strategy Planner

💹 Budget vs Daily Expense

📋 Portfolio Audit

📜 Audit History

Annual Analysis

Welcome to Self Track Wealth

Let's get started with the basics

Finalizing your Risk Profile

🛡️ Secure Your Future

📈 Track Your Investments

🎓 Plan for Retirement

ST WEALTH

ST Wealth

🔔 Notifications (0)

➕ Link Asset / Investment to Goal

🚀 New Financial Goal

Live Projection

📊 Portfolio Overview

🎯 Goal Tracking

⚖️ Portfolio Rebalance Required: ₹0

⚙️ Configure Assets

➕ Add Portfolio Transaction

📜 Portfolio Transaction History

Debt Transactions

Recent History

📊 Mutual Fund Portfolio

📈 MF Transactions History

➕ Add Manual Transaction

Stock Transaction

Stock History

📊 Realized Profit & Loss

🛡️ Psychometric Risk Profiling

💳 Loan Details

📊 Repayment Schedule

💎 Strategic Insights & Command Center

📈 Growth & Performance Trends

📈 MF Performance Comparison

📅 Daily Snapshot Log

🎯 Goal Progress

⚖️ Equity vs Debt Ratio

🥧 Portfolio Allocation

📈 MF Allocation by Category

📊 Stocks by Sector

📈 Stocks by Market Cap

🏛️ Fixed Income by Type

⚙️ Projection Parameters

📉 Corpus Longevity Simulation (50 Years)

🛡️ Bucket Strategy Planner

💹 Budget vs Daily Expense

📊 Yearly Performance

📋 Set Monthly Budget

➕ Add Transaction

🏷️ Manage Categories

🛡️ Policy Details

🎓 Retirement Planner

⚙️ Advanced CFP Modeling Settings

Confirm Action

Notice

Confirm

New Watchlist

⚠️ Free Capital

📖 User Guide & Help

📜 Recent History

👤 Profile & Settings

👤 User Profile

🛡️ Risk Profile

🔐 Login History

⚖️ LEGAL DISCLAIMER

💸 Monthly Budget

🎂 Your Age

⚖️ Equity vs Debt Logic

🇮🇳 NRI Investment Settings

💾 Backup & Restore (XML)

💬 Share Feedback

Smart Broker Import

Pending Contributions

📋 Portfolio Audit

📜 Audit History

Delete Entry?

Annual Analysis

Asset Details

💳 Loans

🛡️ Insurance Details

Welcome to Self Track Wealth

Let's get started with the basics

Finalizing your Risk Profile

🛡️ Secure Your Future

📈 Track Your Investments

🎓 Plan for Retirement

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